Pull up your bank account from January 2025. Look at the balance. Now think about what that money can buy today.
Less, right?
Check how much your savings account paid last year. In the US, average savings accounts paid around 0.4%, while inflation hit 2.7% (Bureau of Labor Statistics, 2025). US savers lost 2.3% in real purchasing power.
In the UK, some high-yield accounts offered around 3-4.4%, but inflation was 3.2% (Office for National Statistics, 2025). Even with better rates, Brits barely broke even—and most basic accounts paid far less.
If you had $10,000 or £10,000 saved, that's $230 or £200+ in real value gone. Not stolen, not spent—just eroded. And it happens every year.
For people in emerging markets? The numbers were much worse.
The Emerging Market Crisis
Argentina: Inflation hit 31.4% in 2025. A peso savings account meant you lost 75%+ of your wealth in dollar terms.
Turkey: Inflation reached 31.1% (2025). The lira weakened another 40% against the dollar. Turks holding lira lost half their purchasing power.
Nigeria: Naira inflation was 16.1% (2025), plus the currency lost 59% against the dollar. Local bank accounts became wealth destruction machines.
Egypt: Pound devalued 57% in 2025 while inflation hit 12.3%+. Traditional savings meant guaranteed impoverishment.
These are just four examples but in reality, there are many more. For billions of people, keeping money in local banks isn't "safe"—it's financial suicide.
There has to be a better way. And we believe Sprout is that way.
The Stablecoin Solution: Real Yields
While banks trap your money at low yields, a parallel system offers 5-25% annual yields on digital dollars.
Stablecoins like USDC are digital currencies pegged 1:1 to the US dollar, backed by actual USD reserves. They maintain their $1 value but unlock access to DeFi markets that generate real yields.
For US Americans and Brits, this means earning 5-25% instead of 0.4-4.4%.
When you deposit USDC into DeFi protocols or exclusive strategies through Sprout, you're becoming the bank. Borrowers pay you interest (5-25%). Traders pay you fees for liquidity. Delta-neutral strategies capture funding rates.
These aren't speculative crypto returns. They're yields from actual onchain economic activity.
Billions of dollars have already moved into stablecoin yield strategies. Institutions and individual investors are compounding at 10-15% while bank accounts offer 0.5%. Every day you delay is another day of negative real returns you'll never recover. The early movers are already years ahead.
Opportunity Cost
Maria in Buenos Aires: Held pesos instead of USDC. While the peso lost 75% and inflation hit 31.4%, her funds in USDC could have earned 10% yield. She could have preserved wealth but instead her peso holdings lost 75%+ in real terms.
Musa in Lagos: Moved savings from naira to USDC. Naira lost 59%, inflation was 16.1%. His USDC stayed stable and earned 11%. While friends' naira accounts lost 65%+ in dollar terms, his wealth grew.
Sarah in London: UK savings paid 3.5%, barely covering 3.2% inflation. Sprout yielded 11.2%—nearly 3x higher real returns.
David in New York: Held $50,000 for 0.4% from Chase. Bank earned $200 (net -$1,150 after inflation). Sprout could have earned $5,000—actual wealth growth.
Real Numbers: What This Means
Let's compare actual outcomes with real protocol performance from Sprout over the past months.
Verified Protocol Returns
High-Yield: Hyperliquid (26% annualized), Resolv (9.8%), EdgeX (9.6%)*
Stable: AAVE (5.4%), Morpho (5.6%), Gauntlet (5.9%), Jupiter (6%)
*Non-principal preserving (can have temporary drawdowns)
US Saver with $10,000:
Bank (0.4%): $9,773 real purchasing power after 1 year
Sprout (11%): $10,883 real purchasing power
Difference: $1,110 more wealth
UK Saver with £10,000:
High-yield (3.5%): £10,033 real value
Sprout (11%): £10,788 real value
Difference: £755 more wealth
Argentine with $10,000:
Peso account: Lost 75%+ in dollar terms
Sprout USDC: $11,000 (preserved + grew)
Difference: Avoided catastrophe + grew wealth
Nigerian with $12,500:
Naira account: ~$5,125 equivalent after devaluation
Sprout USDC: $13,875
Difference: $8,750 preserved wealth
These aren't projections—they're verified on-chain returns from protocols Sprout actively uses.
Start Protecting Your Wealth
Whether you're in New York losing 2.3% to inflation, London barely breaking even, Buenos Aires fighting high inflation, or Lagos dealing with currency collapse—Sprout offers the same solution:
Dollar-pegged stability + institutional yields + personalized strategies.
Go to app.sproutfi.xyz. Sign up with email or social login. Complete quick risk assessment. Deposit USDC on Base.
Within 2-3 days, you're earning. Daily updates show earnings and allocations.
If you have internet, you have access. No local bank required. No geographic restrictions. No minimums.
For US Americans/Brits: Stop accepting negative real returns. Earn 5-25% instead of 0.4-4.4%.
For emerging markets: Escape currency devaluation. Hold dollars. Earn yields that build wealth.
Inflation isn't stopping. Currency devaluation isn't stopping. Banks won't suddenly pay fairly.
But you don't have to accept it.
Stop losing to inflation. Stop watching currency devaluation destroy your wealth.
Start protecting what you've earned. Try Sprout today. 🌱